Women, If You Earn More & Are Smarter Than Your Husband, Would You Banish To Bed Apart& Beat Him?

Allah says in the Quran that MEN are the maintainers & protectors of WOMEN “because Allah has made one of them to excel the other & because they spend their money protecting them!”
Well, in places like USA, a fourth of all women earn more than their husbands, in many Western nations & even in some Muslim nations like Iran, Algeria, Tunisia, women make up the majority of university graduates-these women contribute more financially towards their families than their husbands, amny of whom are high school dropouts & stupid!
Even before Muhammad started Islam, women like Khadija earned more than her husband, had lived much longer& spent her money on the family, rather than his!
So if you’re a really smart woman, stuck with a foolish husband who refuses to see sense over some issue, will you banish him to another bed & then bash him up to make him see his stupidity?
According to Allah, man always has this right over woman, rather than vice versa!
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YUSUFALI: Men are the protectors and maintainers of women, because Allah has given the one more (strength) than the other, and because they support them from their means. Therefore the righteous women are devoutly obedient, and guard in (the husband’s) absence what Allah would have them guard. As to those women on whose part ye fear disloyalty and ill-conduct, admonish them (first), (Next), refuse to share their beds, (And last) beat them (lightly); but if they return to obedience, seek not against them Means (of annoyance): For Allah is Most High, great (above you all).
PICKTHAL: Men are in charge of women, because Allah hath made the one of them to excel the other, and because they spend of their property (for the support of women). So good women are the obedient, guarding in secret that which Allah hath guarded. As for those from whom ye fear rebellion, admonish them and banish them to beds apart, and scourge them. Then if they obey you, seek not a way against them. Lo! Allah is ever High, Exalted, Great.
SHAKIR: Men are the maintainers of women because Allah has made some of them to excel others and because they spend out of their property; the good women are therefore obedient, guarding the unseen as Allah has guarded; and (as to) those on whose part you fear desertion, admonish them, and leave them alone in the sleeping-places and beat them; then if they obey you, do not seek a way against them; surely Allah is High, Great.
@Sonja: 4 different men, 4 diferent occasions from 4:15, please before you answer!